TackOn Table vs Clover

Restaurant POS Comparison · Updated Feb 2026

TackOn Table vs Clover: An Honest Comparison for Restaurants

Clover is one of the most popular POS systems in the U.S. TackOn Table is a restaurant-only POS built for cafés, food trucks, and quick/full-service restaurants. Here's a verified breakdown of pricing, features, and trade-offs — including where Clover wins.

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TackOn Table vs Clover: Real Pricing

What each platform actually charges, based on publicly available data.

TackOn Table

Starter

$49/mo

1 terminal · Processing from 2.9% + 10¢

Professional

$99/mo

Up to 5 terminals · Advanced analytics · Staff mgmt

Enterprise

$199/mo

Unlimited terminals · Multi-location · Dedicated manager

Month-to-month · No contracts

Clover (Restaurant Plans)

Quick-Service Starter

$105–135/mo

36-month commitment · Hardware bundled

Full-Service Starter

$165–179/mo

36-month commitment · Hardware bundled

Processing: 2.3–2.6% + 10¢ card-present
Keyed-in: 3.5% + 10¢

36-month contract required
Context: Clover bundles hardware into the monthly price — lower upfront cost, but a 3-year lock-in. TackOn Table charges for hardware separately (starting at $399 for food truck bundles) with no contract. Early termination fees on Clover can exceed $500. Calculate your total 3-year cost before deciding.

Clover pricing: Clover.com, NerdWallet, Tech.co, Merchant Maverick (verified Jan–Feb 2026). TackOn Table pricing: tackontable.com/pricing.

Feature Comparison

What's included, what's extra, and where each platform is stronger.

Category TackOn Table Clover
Built For Restaurants only — cafés, trucks, QSR, FSR ⚠️ Broad: retail, services, restaurants, field
Hardware Certified TackOn terminals (POS, PAX, peripherals) Proprietary Clover-only devices required
Contracts Month-to-month, cancel anytime 36-month contract; early termination fees
Menu & Modifiers Deep modifiers, combos, dayparts — native ⚠️ Basic native; advanced needs App Market add-ons
Kitchen Display (KDS) Native KDS with routing, statuses, expo ⚠️ Available via App Market; varies by plan
Processing Rates From 2.9% + 10¢ (decreases with volume) 2.3–2.6% + 10¢ card-present; 3.5% + 10¢ keyed
Multi-Location Real-time cross-store dashboard (Enterprise) ⚠️ Available; may need higher plans or add-ons
Table Management Floor plans, reservations, waitlist Floor plan editor on full-service plans
Support 24/7 phone + chat; guided onboarding 24/7 phone + chat on all plans
App Ecosystem ⚠️ Growing; fewer third-party apps currently 400+ integrations in Clover App Market
Online Ordering 🔜 Coming soon — embeddable + delivery integrations ⚠️ Via Clover App Market third-party apps
Track Record ⚠️ Newer platform, smaller install base Established since 2012; owned by Fiserv

Feature availability varies by plan, configuration, and region. Verify current capabilities with each provider before purchasing.

Where Each Platform Wins

Both are capable systems. The right choice depends on your operation.

TackOn Table's Strengths

  • No contracts. Month-to-month means you leave if it doesn't work. Critical for new concepts, seasonal operations, and food trucks.
  • Restaurant-only focus. Modifiers, KDS, dayparts, combos, and table management are native — not app marketplace add-ons.
  • Simpler multi-location. One dashboard across all locations is included on Enterprise, not a paid upgrade.
  • Lower software entry. $49/mo for a single terminal vs Clover's $105+ for the cheapest restaurant plan.
  • 24/7 human support with guided onboarding included on all plans.

Clover's Strengths

  • Lower processing rates. 2.3% + 10¢ card-present beats TackOn Table's 2.9% starting rate. On high volume, this gap adds up over 3 years.
  • Massive app ecosystem. 400+ integrations for payroll, loyalty, delivery, and accounting. If you depend on third-party tools, Clover's marketplace is deeper.
  • Bundled hardware. $0 upfront if you don't mind the 36-month contract. Simpler initial purchase.
  • Brand recognition. Banks sell it. Restaurateurs know it. Your accountant has seen it. That familiarity matters.
  • Reseller network. Thousands of ISOs and banks sell Clover, meaning local in-person support is widely available.

3-Year Cost Comparison

A single-terminal café processing $50,000/month in card sales. Standard plans, no add-ons.

TackOn Table · Professional

Software (36 mo × $99)$3,564
Processing (~2.9% + 10¢ × $50K/mo × 36)~$54,000
Hardware (Restaurant Starter, one-time)$999
Estimated 3-Year Total~$58,563

Clover · Quick-Service Standard

Software + Hardware (36 mo × $135)$4,860
Processing (~2.3% + 10¢ × $50K/mo × 36)~$43,200
Hardware (bundled)$0
Estimated 3-Year Total~$48,060
The honest takeaway: At standard published rates with this volume, Clover's lower processing fees save roughly $10,500 over 3 years. TackOn Table's advantage is flexibility — no contract lock-in, hardware you own, and the ability to walk away without penalty. For high-volume restaurants ($150K+/mo), TackOn Table offers custom rates that can close this gap. The "cheaper" option depends on whether you value lower rates or lower risk.

Simplified estimate. Actual costs depend on transaction mix, average ticket size, tips, chargebacks, and add-ons. Use the TackOn Table pricing calculator for a personalized estimate.

Switching from Clover

How Migration Works

  • CSV import for menus, items, categories, and modifiers
  • TackOn Table hardware setup in under a day
  • Native KDS + receipt printers — no app installs needed
  • Training videos + live onboarding with a real person
  • Most restaurants fully operational in 1–3 days

Before You Switch: Check These

  • Contract status: Still in Clover's 36-month term? Early termination fees may apply.
  • Hardware: Clover devices won't work with any other POS. You'll need new TackOn Table-certified terminals.
  • App dependencies: If you rely heavily on Clover App Market tools, verify TackOn Table supports your workflows natively.
  • Processing rates: If your current Clover rate is competitive, ask TackOn Table about volume-based custom pricing before switching.

Which One Should You Pick?

Choose Clover If You…

  • Run a mixed retail + food business (deli in a market, café in a bookstore)
  • Need deep third-party integrations from a mature app marketplace
  • Prefer a single-vendor bundle — hardware + software + payments in one contract
  • Are comfortable with a 3-year commitment for lower processing rates
  • Want a POS your banker and accountant already recognize

Choose TackOn Table If You…

  • Run a dedicated restaurant — café, food truck, QSR, or full-service
  • Need native KDS, deep modifiers, combos, and dayparts without buying apps
  • Want month-to-month flexibility — especially if seasonal or testing a new concept
  • Plan to scale to multiple locations with unified reporting
  • Prefer lower software cost and owning your hardware outright
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Frequently Asked Questions

Is TackOn Table cheaper than Clover?

TackOn Table's software starts lower ($49/mo vs $105+/mo), but Clover's processing rates are lower (2.3% vs 2.9%). For high-volume restaurants, Clover's processing savings can outweigh the software difference. For lower-volume or seasonal operations, TackOn Table's no-contract flexibility is the better value. Use our pricing calculator to compare with your actual numbers.

Can I use my Clover hardware with TackOn Table?

No. Clover hardware is proprietary and only runs Clover OS. You'll need TackOn Table-certified terminals. Hardware bundles start at $399 (food truck) and $999 (restaurant starter).

Does TackOn Table require a contract?

No. All software plans are month-to-month with no cancellation penalties. If you choose the "Free Hardware" payment option, there's a 24-month hardware agreement — but the software itself is always cancel-anytime.

Does Clover require a contract?

Yes. Most restaurant plans require a 36-month agreement. Early termination fees can exceed $500, and hardware leases may have separate buyout terms. Read the full terms carefully, especially if purchasing through a third-party reseller.

Which has better processing rates?

Clover's card-present rate (2.3% + 10¢) is lower than TackOn Table's starting rate (2.9% + 10¢). TackOn Table's rates decrease with volume — restaurants processing $150K+/month qualify for custom pricing. Clover's keyed-in rate (3.5% + 10¢) is notably higher for phone and manual orders.

How long does it take to switch from Clover?

Most restaurants are fully operational in 1–3 days. TackOn Table supports CSV import for menus and items, and the onboarding team walks you through setup live.

Does TackOn Table have as many integrations as Clover?

Not yet. Clover's App Market has 400+ integrations built over a decade. TackOn Table's ecosystem is growing but smaller. If you depend on specific third-party tools (payroll, loyalty, delivery platforms), check compatibility with TackOn Table before switching.

In Development

Online Ordering Is Coming to TackOn Table

Embeddable online ordering for your restaurant's website — plus direct integrations with Uber Eats, Grubhub, and DoorDash. Orders flow straight into your TackOn Table POS. No third-party tablets, no separate dashboards.

Want to be among the first restaurants to use it?

Get on the Early Access List →

Still Deciding?

Try TackOn Table and see if it fits your restaurant. No long-term commitment — if it doesn't work, you haven't lost anything.

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Clover® is a registered trademark of Clover Network, LLC, a subsidiary of Fiserv, Inc. This page is an independent comparison for informational purposes only. TackOn Table is not affiliated with Clover. All pricing and feature data was gathered from publicly available sources and is believed accurate as of February 2026. Verify current terms directly with each provider.

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